By challenging inflated replacement cost valuations, Christopher Becerra has reduced insurance premiums – pushing deals over the finish line
Christopher M. Becerra’s background in mortgage banking gives him an edge when navigating complex financial situations. Speaking to Insurance Business, he recalled instances where his knowledge of real estate values helped clients qualify for loans when they were initially struggling with their debt-to-income (DTI) ratios.
“There’ve been scenarios where things have been a little bit challenging on a DTI level,” he said. “Sometimes it’s simply a matter of going back to the underwriters and saying, ‘Hey, this valuation on this replace