While AI grabs headlines, Marsh exec says the true cyber exposures lie elsewhere…

While artificial intelligence (AI) has captured headlines – for good or ill – it’s often mischaracterized as the primary cyber threat. In reality, AI is not a cyber risk in and of itself; it’s a force multiplier that amplifies existing risks across the enterprise.

According to Meredith Schnur (pictured), cyber practice leader for Marsh in the US and Canada, the true drivers of cyber claims in 2025 are more nuanced and systemic.

Speaking to Insurance Business, she outlined the five most significant drivers of cyber claims currently shaping the insurance landscape: non-breach privacy claims, supply chain events, organized criminal groups, non-malicious incidents, and the amplification effects of AI.

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