Once the “market of last resort,” E&S is now becoming a core placement option

The US excess and surplus (E&S) market has been on an extraordinary growth trajectory in recent years, reshaping the competitive landscape for insurers and brokers alike.

Driven by a combination of market dislocation, emerging risks, and the flexibility of the non-admitted market, E&S has evolved from a “last resort” option to a core part of risk placement strategies.

Industry leaders say that while the pace of growth will normalize, the structural shift into E&S is here to stay, and brokers must adapt to capitalize on the opportunities.

Flexibility and expertise: The strengths of E&S

For Kyle Burnett (pictured on…

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