Ambiguous AI exclusions are raising new questions for D&O, E&O and management cover
AI-related exclusions may be spreading across commercial insurance – but they’re not yet disrupting cyber policies. Alexandra Bretschneider (pictured), vice president and cyber practice leader at Johnson Kendall Johnson, said while the market has seen some carriers adding AI-specific exclusions, most cyber insurers have taken the opposite approach.
“We have seen from a cyber insurance standpoint, some insurance carriers come outright to add AI endorsements to clarify they’re still intending to cover losses that are initiated by an AI threat actor,” she said.
That clarity matters. As AI-fueled attacks – particularly deepfakes and social engineering fraud – become more sophisticated, cyber policies remain one of the few places where insurers appear to …