Not all analysts think an underwriting profit is out of reach for 2024.

While a recent forecast from Fitch Ratings puts the 2024 combined ratio above 100, an improvement from 2023, a report by Swiss Re Institute projects both 2024 and 2025 to have a combined ratio of 98.5 for the U.S. property/casualty industry.

Like analysts at Fitch, economists from Swiss

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