Overinsuring persists even as median settlements trend sharply lower
The Baldwin Group has released the 2025 Directors & Officers (D&O) Benchmarking Report, providing detailed insights into insurance trends across public companies segmented by industry and market capitalization.
The report, now in its fourth edition, tracks continued declines in D&O premium rates and retentions but also identifies a widening gap between purchased coverage levels and actual litigation exposures.
According to the report, av…