Financial and logistical risks aplenty, necessitating guidance and consultation

Property and casualty insurance premiums have seen a substantial rise across the United States over the past year, with coverage for homes, vehicles, and valuable collections increasing at a double-digit rate.

According to Hub International, homeowners in disaster-prone states like Florida and California have experienced the sharpest premium hikes, often exceeding 20%. In some cases, families in these regions are finding it difficult to secure coverage as insurers withdraw from areas

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