Colony Insurance declined to cover a property owner named in a worker injury lawsuit – but a New York appellate court ruled that its policy wording requires it to step in and defend
In a closely watched insurance dispute, a New York appellate court ruled on April 29, 2025, that Colony Insurance Company must defend and cover Sandy Clarkson LLC, a property owner, in a personal injury lawsuit stemming from a construction site accident – even though Sandy Clarkson had no direct contract with the subcontractor insured by Colony.