AM Best is maintaining its stable market segment outlook on the U.S. commercial lines insurance sector for 2025, due partly to the segment’s persistently strong underwriting performance and improved investment returns, which have bolstered operating profitability.
Reserve adequacy in the commercial lines segment has been sustained, although it has varied by line of business, and insurers have maintained discipline regarding risk selection, terms and conditions, and capacity deployment, according to AM Best’s “Market Segment Outlook: US Commercial Lines.”
AM Best said near-term concern