From the silliest to the downright absurd, these are the craziest insurance claims the Insurance Business research has found
Insurance companies deal with countless claims each year, so it’s not surprising to come upon something that’s downright unbelievable. In this article, Insurance Business looks back at some of the craziest insurance claims ever reported. We will dig deeper into these cases and find out how they unraveled. We will also do a little fact-checking to see if these claims are indeed true.
Here’s our top 10 list of the silliest, funniest, and weirdest insurance claims ever made.
Top 10 craziest insurance claims insurers have seen 1. Between a cow and a very dark place
It’s hard to separate people from their phones nowadays. That’s why it’s quite often that you hear stories of ridiculous ways people break or lose their beloved handsets.
This story from a livestock farmer from Devon, UK landed on top of a specialist mobile insurers list of the weirdest insurance claims in 2012.
The farmer was using the torch feature of his iPhone one dark stormy night, assisting his cow while calving when the phone disappeared. He claimed that he had lost his phone inside the cow. The phone was found later – no mention of where and how – but it was damaged beyond repair. The claim was successful as the insurer agreed to cover the full cost to replace the farmer’s iPhone.
2. Burglar wins $1 million claim against homeowners
Imagine that a robber ente