Could insurance fill the gap if FEMA is reformed?

Besides waging his ongoing war against illegal immigration, President Donald Trump has also recently criticized the Federal Emergency Management Agency (FEMA) for its handling of disaster relief efforts, particularly in response to Hurricane Helene in North Carolina.

During a tour of the state, he suggested that FEMA has been ineffective and proposed either overhauling or eliminating the agency, favoring direct federal funding to state governments for disaster management.

These remar

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