Back-to-back hurricane landfalls in the span of less than two weeks have placed flood insurance in a new light for many inside and outside of the insurance industry, if not front and center.

Images of flood and storm damage from North Carolina and Florida can be a startling reminder that a standard homeowners’ insurance policy or even commercial property insurance coverage may not provide a quick path to financial recovery from torrential, life-threatening flooding.

This type of coverage has traditionally been available th

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