A proactive, tech-forward approach is needed as extreme weather reshapes personal insurance

As the 2025 North Atlantic hurricane season officially begins, high-net-worth (HNW) individuals face an increasingly volatile risk landscape.  

NOAA forecasts an above-average season, with warm sea surface temperatures and possible La Niña conditions favoring increased storm activity.  

For HNW clients, this season demands not only vigilance but a strategic shift toward proactive and holistic risk management. Speaking to Insurance Business, Matt Stadler (pictured), president of Marsh McLennan Agency (MMA), delved into how extreme weather trends are shaping the HNW insurance market and what clients need to know to protect their assets and peace of mind. 

“It’s not that hurricanes, wildfires, and hailstorms are new; it’s the frequency of these events that’s caught clients off guard,” Stadler said. “These disasters are no longer once-in-a-lifetime – they’re becoming reg…

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