Small claims are the sleeper threat to your bottom line, and, according to Troy Insurance, the damage starts long before the first big injury

At Troy Insurance, the red flags aren’t the big claims – they’re the small ones that show up quietly and often. Left unchecked, they lay the groundwork for major losses.

Minor workplace incidents don’t just disappear – they compound. OSHA investigations regularly uncover overlooked safety issues that not only lead to fines and shutdowns but also drive up workers’ compensation premiums.

In Idaho, claim frequency has declined and rates have followed, but experts caution that this trend is frag

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